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The use of Mark's Spreadsheet (the Spreadsheet) and any output therefrom is at your own risk and on an “as is” basis without warranty of any kind, whether express or implied. The Spreadsheet is intended for illustrative purposes only, and is not intended to be a substitute for professional, legal or financial advice. It is not intended to provide investment advice. Actual results will vary widely based on assumptions, market performance and changes to the tax code. In no event shall the author be liable for any claims or damages whatsoever relating to the Spreadsheet, including without limitation claims relating to the content or accuracy of the Spreadsheet, any output or calculations generated by the Spreadsheet or indirect damages such as loss of income. By using the Spreadsheet you agree to these terms of use and disclaimer.
