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The use of Mark's Spreadsheet (the Spreadsheet) and any output therefrom is at your own risk and on an “as is” basis without warranty of any kind, whether express or implied. Any calculations or projections produced by the Spreadsheet are for illustrative purposes only and should not be relied upon for decision-making without professional validation. It is not intended to provide investment advice. Actual results will vary widely based on market performance, changes to the tax code and other factors. In no event shall the author be liable for any claims or damages whatsoever relating to the Spreadsheet, including without limitation claims relating to the content or accuracy of the Spreadsheet, any output or calculations generated by the Spreadsheet or indirect damages such as loss of income. Purchase or use of this tool does not constitute a client-advisor relationship or any form of professional engagement. By using the Spreadsheet you agree to these terms of use and disclaimer.
